MONTHLY BUDGET PLANNERS - USA

“Fantastic!
Had a horrible time managing money before.
Now I save several hundred dollars every month."


Carnival Music


Floral (Original)


Antique Books


Chevron


Keep Calm
"Carry On"


Leopard Print


Rustic Tree


Breton Stripes


Red Polka Dots


Carnival Cats


Vintage Paris


Purple Plaid


Floral Wreath


Splash of Lime
"She Did"


Work Nerd


Plain Talking
"Sugar"

8.5” x 11” (21.6 x 27.9 cm)

Please Note: There are NO pockets

Interior

24 comprehensive monthly logs
(larger images below)

Includes:

An Expenditure Tracker
Builds a chronological record of spending. All expenses are allocated to one of 32 categories (with four blank for personalization) laid out in numbered columns to make adding up easy.
Also space for:

  • Receipt received?
  • Cleared from bank?

A Budget Facility
The top row of the Expenditure Tracker can be used for setting monthly budget targets, by category. This is directly above the monthly actual totals for comparison.

Total Monthly
Income & Outgoings Tables
For an at-a-glance review of what's having the biggest effect on the overall monthly balance.

A Calendar
Useful for e.g. bills paid automatically, but also for anticipating large expenditures.

A To-Do Checklist

Main Monthly Log Pages
budget planners wholesale from smART bookx
inside smART bookx monthly budget planners
This table continues over-leaf
Front Page

Annual Roll-up Chart
Each month, bring forward Total Income and Outgoings to this page. This allows for a review of all monthly balances and makes summing annual totals easy.

A 'How to Use this Book' guide.

Demo of a monthly budget planner interior from smART bookx
Back Page

Two Savings Logs
Each monthly Outgoings Table provides an option to transfer some income to savings. These could be used for anticipated large expenditures, or to set up an emergency fund.