MONTHLY BUDGET PLANNERS - USA

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“Fantastic!
Had a horrible time managing money before.
Now I save several hundred dollars every month."

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Carnival Music

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Floral (Original)

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Antique Books

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Chevron

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Keep Calm
"Carry On"

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Leopard Print

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Rustic Tree

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Breton Stripes

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Red Polka Dots

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Carnival Cats

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Vintage Paris

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Purple Plaid

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Floral Wreath

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Splash of Lime
"She Did"

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Work Nerd

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Plain Talking
"Sugar"

8.5” x 11” (21.6 x 27.9 cm)

Please Note: There are NO pockets

Interior

24 comprehensive monthly logs
(larger images below)

monthly budget planner book inside images

Includes:

An Expenditure Tracker
Builds a chronological record of spending. All expenses are allocated to one of 32 categories (with four blank for personalization) laid out in numbered columns to make adding up easy.
Also space for:

  • Receipt received?
  • Cleared from bank?

A Budget Facility
The top row of the Expenditure Tracker can be used for setting monthly budget targets, by category. This is directly above the monthly actual totals for comparison.

Total Monthly
Income & Outgoings Tables
For an at-a-glance review of what's having the biggest effect on the overall monthly balance.

A Calendar
Useful for e.g. bills paid automatically, but also for anticipating large expenditures.

A To-Do Checklist

Main Monthly Log Pages
large size monthly budget planner book inside image
inside smART bookx monthly budget planner book
This table continues over-leaf
Front Page

Annual Roll-up Chart
Each month, bring forward Total Income and Outgoings to this page. This allows for a review of all monthly balances and makes summing annual totals easy.

A 'How to Use this Book' guide.

Demo of a monthly budget planner book interior from smART bookx
Back Page

Two Savings Logs
Each monthly Outgoings Table provides an option to transfer some income to savings. These could be used for anticipated large expenditures, or to set up an emergency fund.